MOTORCYCLE RENTAL INSURANCE
The hirer is automatically covered, as part of the daily hire charge, with a comprehensive motorcycle insurance cover. The hirer accepts the insurance cover at the point of signing the agreement. The hirer acknowledges that he/she is aware of these exclusions ; to the extent permitted by law, all our liability for damage to your property, disruption to travel plans, or mental injury is excluded. This exclusion is subject to any rights or remedies you may have under the Consumer Guarantees Act 1993. The hirer further acknowledges that he/she is liable in respect of the relative excess amount for damage, theft or loss referred to in the insurance cover specified below.
Subject to the exclusions set out in the hire agreement, the hirer, and any other party authorised to drive the motorcycle, is indemnified to the extent of NZ $5,000,000 in respect of any liability he or she might have for damage to any property (including injury to any animal) belonging to any other person and arising out of the use of the vehicle.
1. A standard excess applies in the event of theft or any damage to either the motorcycle, any accessories or third party property as follows:
From 500cc to 750cc, NZD $3,000 (or $1,500 with option below)
751cc and over, NZD $4,000.00 (or $2,000 with option below)
Reduce insurance option available. You can reduce the excess liability by 50% – the cost is $25 per day.
2. When you arrive to collect the motorcycle, a NZ$2,000 hold authorisation/bond will be placed on your credit card for the duration of your hire. Your total liability is limited to the excess amount applied to each cc class of motorcycle. At the end of the hire there will be no further charges, provided the motorcycle and accessories are returned undamaged, intact and there has been no damage or loss to any third party. This includes minor items such as scratches, seat damage, keys & any top-up fuel where the motorcycle is returned with less than a full tank. Traffic fines that come in after the hire has ended will also be charged to your nominated card.
3. If the motorcycle, accessories or any third party has suffered damage or loss, the owner will make an assessment of the monetary value of such damage or loss and, under advice to the hirer, will deduct this value from the credit card nominated in this agreement, up to the full excess depending on the nature and extent of the damage. Therefore, the hirer’s maximum liability is capped at the excess amount relative to the motorcycle hired, plus any cost of recovery of the motorcycle. In the event we are unable to clearly make this assessment due to excess damage, we will charge the full amount of the excess to your nominated credit card.
Please note it is wise to take out a full comprehensive travel insurance policy from your country of origin. One that covers rental vehicle excess.